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Privacy policy

Effective November 12, 2026. OpVitals for Manufacturers and Job Shops is owned and operated by Lake Hart Associates Inc., Okeechobee, Florida ("we").

1. The Debt Payoff Planner

The planner keeps the loans and figures you enter in your own browser (local storage). We do not receive them and cannot see them. Clearing your browser data, or using another browser or device, starts you from the sample again.

2. The free Debt Payoff Calculator

When you press "Show my results" we receive your email address, your yearly revenue range, whether you use QuickBooks Online, the loans and monthly amount you entered, and your choice about tips emails. We use them to work out your results, email them to you, and decide whether to invite you to a diagnostic. We keep your email, revenue range, QuickBooks answer, and totals (total owed, number of loans, monthly amount). We do not keep your individual loans.

3. Contact form

The name, email address, company and message you send are used to reply to you.

4. Email

Results emails are sent because you asked for them. If you tick the box for occasional tips (about once a quarter), we also add you to that list. Every such email has an unsubscribe link, and you can ask us to delete your details at any time at hello@opvitals.solutions.

5. Who handles data for us

We use an email delivery provider to send email and keep our contact list, and a hosting provider to run this website. They process data only to provide those services to us. We do not sell your information.

6. Cookies and tracking

This site sets no cookies and runs no analytics or advertising trackers. It stores your plan in local storage only if you use the planner.

7. Your choices

You can ask to see, correct or delete what we hold about you by writing to hello@opvitals.solutions.

8. Trademarks

Intuit and QuickBooks are registered trademarks of Intuit Inc. Used with permission.